Housing and Utilities Assistance Links

New Jersey Housing Resource Center
The New Jersey Housing and Mortgage Finance Agency (HMFA) is dedicated to increasing the availability of and accessibility to safe, decent and affordable housing to families in New Jersey. In some cases this may mean working with traditional affordable housing developments, serving New Jersey's most needy families. In other instances it is working with First-Time Homebuyers, senior citizens, and/or the disabled in our special needs communities. In every situation HMFA is committed to make quality housing available at costs affordable to New Jersey residents.

US Department of Housing and Urban Development
The US Department of Housing and Urban Development (HUD) creates strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides rental assistance, oversees public and fair housing rights, as well as resources for homeless assistance in addition to many other programs.

NJ Department of Community Affairs (NJDCA)
Its mission is to strengthen and revitalize communities through the delivery of affordable housing, supportive services and the provision of financial and technical assistance to communities, local government and community based organizations. Low-income eligible households that are having difficulty paying their heating and cooling bills can contact this office for financial assistance and help in weatherizing their homes from the NJDCA through the following programs:

NJDCA Low Income Home Energy Assistance (LIHEAP)
NJDCA Universal Service Fund (USF)
NJDCA Weatherization Assistance Program (WAP)

NJ Board of Public Utilities
If you are having trouble affording your utility bills, there are many options for help through the NJ Board of Public Utilities.